s98com Terms and Conditions — Rules & Player Agreement Pakistan

By accessing, registering on, or using any part of the s98com platform — including all games, promotions, payment services, and customer support — you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions in full.

If you do not agree with any part of these terms, you should not use s98com. Continued use of the platform after any update to these terms constitutes acceptance of the revised version. s98com will notify registered players of material changes through on-platform notifications or email to the address held on their account.

These Terms and Conditions apply to all services operated under the s98com brand at s98com.ws, including the main casino lobby, sports and cricket betting, live dealer games, and any promotional features. They apply to all registered members and visitors accessing the platform from Pakistan or any other jurisdiction.

To register and play on s98com, you must meet all of the following eligibility criteria at the time of registration and for the entire duration of your membership:

• You must be 18 years of age or older. s98com does not permit anyone under 18 to hold an account, deposit funds, or participate in any real-money game. Age verification may be requested at any time, including before the first withdrawal.
• You must be registering and playing as an individual — not on behalf of a business, syndicate, or third party.
• You must not be an employee, contractor, or immediate family member of an employee of s98com.
• You must be legally capable of entering into a binding contract under the laws applicable in your jurisdiction.
• You must not have previously been excluded, suspended, or banned from s98com under any previous account name or email address.

s98com reserves the right to request proof of identity, age, and address from any member at any time. Failure to provide satisfactory documentation within the requested timeframe may result in account suspension until verification is complete.

Players are responsible for ensuring that their participation in online gaming complies with the laws of their own jurisdiction. s98com does not represent that use of the platform is legal in all locations and makes no warranties in this regard.

Each player is permitted to hold one account only on s98com. Opening multiple accounts — whether using different email addresses, phone numbers, or payment methods — is strictly prohibited and will result in all associated accounts being suspended and balances withheld pending investigation.

When registering, you must provide accurate and complete information including your legal name, a valid mobile number, and a working email address. You are responsible for keeping this information current. s98com is not responsible for any consequence arising from inaccurate or outdated account details.

You are solely responsible for maintaining the confidentiality of your username and password. You must not share your login credentials with any other person. If you suspect your account has been accessed without your authorisation, notify s98com support immediately at support@s98com.ws.

• Accounts are non-transferable. You cannot sell, transfer, or assign your s98com account to another person.
• s98com reserves the right to refuse account registration at its own discretion without being required to provide a reason.
• Dormant accounts — those with no login activity for 12 consecutive months — may attract a monthly inactivity fee of Rs 200 or the full remaining balance, whichever is lower. Players will be notified 30 days before any fee is applied.
• Any promotional or bonus balance in a dormant account will be forfeited after 12 months of inactivity.

All transactions on s98com are conducted in Pakistani Rupees (PKR). There are no currency conversion fees applied by s98com on any deposit or withdrawal transaction.

Deposits

• Minimum deposit: Rs 500 across all payment channels.
• Accepted channels: Easypaisa, JazzCash, NayaPay, SadaPay, bank transfer (IBFT), and Visa/Mastercard debit or credit cards.
• Deposits are credited to your s98com balance in under 60 seconds on all supported channels.
• s98com does not accept deposits from payment methods not registered in the player's own name. Third-party deposits will be returned and the account may be suspended.
• Deposited funds are held in player accounts and are not used for operational purposes by s98com.

Withdrawals

• Minimum withdrawal: Rs 500.
• Withdrawals must be made to the same payment method used for the deposit wherever possible. This is a fraud prevention measure.
• Standard account withdrawals are processed same-day. VIP Platinum and Diamond members receive withdrawal processing within 30 minutes.
• s98com may request identity and address verification before processing any withdrawal. This is standard procedure, not an indication of any problem with your account.
• Withdrawals of bonus-derived winnings require the relevant wagering requirement to be fully met before the request will be approved.
• s98com reserves the right to apply a review period of up to 72 hours for withdrawals above Rs 500,000 for security and compliance purposes.

s98com offers a range of bonuses and promotions to both new and existing players. All bonuses are subject to these general terms as well as any specific terms stated at the point the offer is presented. Where individual offer terms conflict with these general terms, the individual offer terms take precedence.

• Welcome Bonus: The 200% match bonus up to Rs 30,000 is available to new s98com members on their first deposit only. It must be opted into before making the qualifying deposit — it cannot be applied retroactively.
• Wagering Requirements: Bonus funds must be wagered a specified number of times before they or any winnings derived from them can be withdrawn. The wagering requirement applicable to each offer is stated clearly in that offer's terms. Different game categories contribute at different rates toward wagering requirements.
• Free Spins: Free spin winnings are credited as bonus funds and subject to the stated wagering requirement before withdrawal.
• Weekly Cashback: The 10% weekly cashback on net losses is calculated from Monday to Sunday and credited every Wednesday. Cashback credited under this programme carries no wagering requirement and may be withdrawn freely.
• VIP Benefits: Tier-specific benefits including enhanced cashback rates, faster withdrawals, and dedicated support are governed by the VIP Club terms available on the VIP Club page.

s98com reserves the right to withhold bonus funds or cancel offers if it determines that a player is exploiting promotions in a manner contrary to their intended purpose. This includes but is not limited to: creating multiple accounts to claim new-player bonuses, placing low-risk mathematical bets to satisfy wagering requirements without genuine gameplay risk, or using software to systematically exploit offer structures.

Bonus funds and promotional credits have no cash value until all applicable conditions are satisfied. s98com may withdraw or modify any bonus offer at any time with reasonable notice.

All casino games available on s98com — including slots, poker, roulette, Teen Patti, and live dealer games — operate under their individual game rules, which are displayed within the game interface. These general terms apply alongside those game-specific rules.

• All slot and video poker titles use certified Random Number Generator (RNG) technology. Results are statistically independent and cannot be influenced by s98com or any player.
• Published RTP (Return to Player) figures are theoretical long-run averages verified by game developers. Short-term results will vary from these averages — this is the nature of probabilistic outcomes, not evidence of any manipulation.
• Live dealer games use physical equipment operated by trained dealers. Results are governed by the physical outcome of each deal, spin, or draw — not by software.
• In the event of a technical failure during a game round, s98com will resolve the hand or spin based on the last confirmed game state. Where this is not determinable, the stake will be returned to the player.
• Poker rake rates applicable to each table are displayed in the table information panel before you join. Rake is the only commission charged by s98com on poker play.
• Minimum and maximum bet limits for each game are displayed in the game interface. Bets placed outside these limits will be declined automatically.

s98com does not provide financial advice. Gaming should be treated as entertainment. Past results do not predict future outcomes on any game offered through the platform.

The following activities are strictly prohibited on s98com. Engaging in any of these may result in immediate account suspension, forfeiture of balance, and potential referral to relevant authorities:

• Multiple accounts: Operating more than one s98com account per individual, regardless of the method used to create additional accounts.
• Third-party funding: Depositing funds sourced from another person's bank account, mobile wallet, or payment method.
• Money laundering: Using s98com to process funds of unlawful origin or in any manner intended to conceal the origin of funds.
• Bonus abuse: Systematically exploiting promotional offers in a manner not consistent with genuine recreational play, including but not limited to coordinated wagering patterns designed to clear bonuses with minimal risk.
• Collusion: Working with other players to gain an unfair advantage in any poker or table game, including but not limited to sharing hole cards, chip dumping, or coordinated betting.
• Automated software: Using bots, scripts, AI-assisted decision tools, or any automated system to play on your behalf or to make betting decisions without genuine human input.
• Chargeback fraud: Initiating a chargeback or payment dispute with your bank or payment provider for funds legitimately deposited and used on s98com.
• Underage gambling: Allowing or facilitating a person under 18 to access or use your s98com account.

s98com is committed to providing a safe gaming environment and takes the welfare of its players seriously. Gambling is entertainment, and s98com's responsible gaming tools are designed to help players keep it that way.

The following tools are available to all s98com account holders and can be activated at any time from the account dashboard:

• Deposit Limits: Set daily, weekly, or monthly caps on how much you can deposit. Limits can be reduced immediately; requests to increase a limit are subject to a 24-hour cooling-off period before taking effect.
• Session Time Limits: Configure automatic session reminders or hard stops after a specified period of continuous play.
• Reality Checks: Receive periodic notifications during sessions showing elapsed playing time and net session result.
• Self-Exclusion: Request a temporary exclusion of 30 days, 90 days, 6 months, or 1 year, or a permanent self-exclusion. During self-exclusion, you cannot access your account, deposit funds, or receive promotional communications from s98com.
• Take a Break: A shorter cooling-off period of 24 hours, 48 hours, or 7 days without permanent exclusion.

If you are concerned about your gambling habits or those of someone close to you, s98com encourages you to visit the Responsible Gaming page for further information and crisis support resources. You must be 18 or older to hold a s98com account under any circumstances whatsoever.

s98com collects and processes personal data in accordance with its Privacy Policy, which is incorporated into these Terms and Conditions by reference. The Privacy Policy explains what data is collected, how it is used, with whom it may be shared, and how long it is retained.

• Player data is encrypted at rest and in transit using industry-standard protocols.
• Payment details are never stored directly on s98com servers. All payment processing is handled by certified secure payment intermediaries.
• s98com does not sell personal data to third parties for marketing purposes.
• By creating a s98com account, you consent to receiving transactional communications including account notifications, deposit confirmations, and security alerts. Promotional communications are opt-in and can be managed from your account preferences.
• s98com may share data with regulators, law enforcement, and fraud prevention bodies where required by law or where there is reasonable suspicion of criminal activity.

For the full details of how s98com handles your personal information, please review the Privacy Policy available at /privacy-policy.

All content on the s98com platform — including but not limited to the brand name, logo, website design, user interface, graphics, game interfaces (excluding third-party game content), written content, and software — is the intellectual property of s98com or its licensed content providers.

• You may not copy, reproduce, publish, distribute, transmit, display, or create derivative works from any s98com content without prior written permission.
• Access to the s98com platform does not grant you any ownership rights or licence to use the platform's intellectual property beyond what is necessary to use the services as a registered player.
• Third-party game content — including slot titles, live dealer software, and table game engines — remains the intellectual property of the respective game providers and is subject to their own licensing terms.

s98com provides its platform on an "as is" and "as available" basis. While we work hard to keep the platform stable and fully operational, we cannot guarantee uninterrupted access and accept no liability for losses arising from:

• Temporary service unavailability due to maintenance, technical failure, or circumstances outside our reasonable control.
• Losses incurred during gameplay that result from the normal probabilistic outcomes of certified fair games.
• Any decision made by a player based on information published on the s98com platform, including game RTP figures, strategy guides, or odds information.
• Unauthorised access to your account resulting from your failure to protect your login credentials.
• Losses arising from a player's failure to comply with these Terms and Conditions.

To the maximum extent permitted by applicable law, s98com's total liability to any player in connection with their use of the platform shall not exceed the total amount deposited by that player in the 30 days preceding the event giving rise to the liability claim.

Nothing in these Terms and Conditions limits liability for fraud, death, or personal injury caused by our negligence, or any other liability that cannot be limited by law.

s98com reserves the right to update, modify, or replace any part of these Terms and Conditions at any time. The most current version will always be available at s98com.ws/terms-conditions with a "Last Updated" date at the top of the document.

For material changes — those that significantly affect player rights, payment terms, or game fairness — s98com will provide at least 14 days' advance notice via email to the address registered on each player's account and via a prominent on-platform notification.

Continued use of s98com after a published update date constitutes acceptance of the revised Terms and Conditions. If you do not accept an amendment, you should withdraw any remaining balance and close your account before the effective date of the change.

If you have any questions about these Terms and Conditions, need clarification on any section, or wish to raise a complaint, you can contact s98com through the following channels:

• Email: support@s98com.ws — general queries and formal complaints.
• Live Chat: Available 24 hours a day, 7 days a week through your logged-in account dashboard.
• FAQ: The s98com FAQ page at /faq covers the most common questions about accounts, payments, bonuses, and game rules.

s98com aims to respond to all email queries within 24 hours and to resolve formal complaints within 5 working days. Where a complaint requires extended investigation — for example, a dispute about a game outcome or a suspected account breach — you will receive a status update within 5 working days and a final resolution within 28 days.

For Responsible Gaming concerns specifically, our dedicated support line is available 24/7 through live chat and is staffed by personnel with specific responsible gaming training.